Bank of India Recruitment 2026 – 514 Credit Officer Posts

Bank of India (BOI) has released a recruitment notice for 514 Credit Officer vacancies in different officer scales.
Eligible banking professionals can apply online within the given dates.

Bank of India Credit Officer Recruitment 2026 – Overview

  • Bank name: Bank of India
  • Post name: Credit Officer
  • Total vacancies: 514 posts
  • Job location: Across India
  • Application mode: Online
  • Last date to apply: 05 January 2026

Vacancies – Scale Wise

  • MMGS–II: 418 posts
  • MMGS–III: 60 posts
  • SMGS–IV: 36 posts

Pay Scale

As per the latest BOI pay structure:

  • MMGS–II: ₹64,820 – 2,340 – 67,160 – 2,680 – 93,960
  • MMGS–III: ₹85,920 – 2,680 – 99,320 – 2,980 – 1,05,280
  • SMGS–IV: ₹1,03,520 – 2,980 – 1,14,220 – 3,360 – 1,20,940

(plus allowances and benefits as per bank rules)

Eligibility Criteria for Bank of India Credit Officer

1. MMGS–II Credit Officer

  • Age limit:
    • Minimum: 25 years
    • Maximum: 35 years
  • Educational qualification:
    • Graduation in any discipline from a recognised University/Institute with
      • 60% marks or equivalent grade (
      • 55% for SC / ST / OBC / PwBD candidates).
  • Experience:
    • At least 3 years of post-qualification experience as an officer in a bank or financial institution.
    • Out of this, minimum 2 years should be in processing of MSME credit, commercial credit, project finance or mid & large corporate credit in:
      • Scheduled public sector banks,
      • Scheduled private sector banks,
      • Subsidiaries/associates of scheduled commercial banks,
      • Public sector or listed financial institutions, or
      • Foreign banks.

2. MMGS–III Credit Officer

  • Age limit: 28 to 38 years
  • Educational qualification:
    • Same as MMGS–II – Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD).
  • Experience:
    • At least 8 years of officer-level experience,
    • Out of which 5 years must be in processing of MSME / commercial / project / mid & large credit in the types of banks and institutions mentioned above.

3. SMGS–IV Credit Officer

  • Age limit: 30 to 40 years
  • Educational qualification:
    • Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD)
      AND any one of the following:
    • MBA / PGDBM, or
    • Two-year full-time Master’s degree in any field, or
    • CA / CFA / CMA (ICWA) from a recognised institute.
  • Experience:
    • At least 8 years of officer-level experience,
    • Out of which 5 years should be in MSME, commercial, project, mid & large credit in scheduled banks / financial institutions / foreign banks as specified in the notification.

Age Relaxation

  • SC / ST: 5 years
  • OBC (Non-Creamy Layer): 3 years
  • PwBD: 10 years

Age will be calculated as per the date mentioned in the official advertisement.

Application Fee

  • SC / ST / PwBD: ₹175/- (intimation charges only)
  • General & others: ₹850/- (application fee + intimation charges)

Fee must be paid online only.

How to Apply for Bank of India Credit Officer Recruitment 2026

  1. Scroll to the Important Links section on this page.
  2. Click on the Online Application Form link.
  3. Click on “New Registration” and complete the basic registration.
  4. Log in using your registration details.
  5. Fill in your personal, academic and experience information carefully.
  6. Upload scanned copies of your photo, signature and documents in the required format.
  7. Pay the application fee as per your category.
  8. Submit the form and download / print the final submitted application for future reference.

Important Dates – Bank of India Vacancy 2026

  • Starting date of online application: 20 December 2025
  • Last date of online application: 05 January 2026

Important Links – Bank of India Credit Officer 2026

Follow Us on

Facebook